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Surviving the Holidays With Bankruptcy

Filing for bankruptcy may be the best possible solution to your financial problems, but it can still be a stressful time, particularly if you must file right around the holidays. How will you give your family a good holiday season if you have no resources? Here are some tips for handling a holiday bankruptcy filing and ensuring that everyone still enjoys this time of year.

  • Make the decision to file with the input of your family. If your children are old enough to understand, include them in the discussion about filing for bankruptcy. It may be difficult to admit that things have gotten out of your control, but think of this as a learning opportunity for everyone. Explain that this holiday season you will all be exercising financial restraint, and listen to your children’s and spouse’s ideas for making the holidays great.
  • Do some things together that do not cost much money. You might be surprised at how much fun you and your family can have when you put aside the need to spend money and just focus on spending time together. Your children might consider a day spent baking cookies at home with their parents far preferable to any expensive jaunt you could make! Rent some holiday movies or borrow them from others and enjoy an entertaining evening or two at home. You can make great holiday memories without breaking the bank.
  • Talk to extended family. It is possible that brothers, sisters and parents will help if you ask. Explain as much of the situation to them as you feel comfortable sharing, then ask for their help in making the holidays great. Perhaps a gift exchange, in which each family member chooses the name of one person and buys a gift only for that person, might help keep things affordable.
  • Take pressure off yourself. You simply cannot carry the weight of the world on your shoulders, so try to be kind to yourself this holiday season. Next year will be better!

Filing for bankruptcy can be a solution to many financial problems. If you are interested in finding out how bankruptcy may help you with your situation, contact the attorneys at the Amerio Law Firm in Sacramento. Our experienced lawyers can discuss your case with you and help you determine if bankruptcy is the right answers to your financial problems, as well as determine which type of bankruptcy is best for you.

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